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Retiree Medical Insurance

Retiree medical insurance is available for the employee and their dependents. Cost will depend on age of retiree and length of service with EMS at the time of retirement.

  • Retirees under age 65 with 10 but less than 20 years of qualifying service with Mecklenburg EMS and/or military time credited to the NCLGERS have a choice of plan options:
    • Standard plan – Retiree pays 50% of the individual premium.
    • Enhanced plan – Retiree pays 50% of the individual premium.
  • Retirees under age 65 with 20 years or more of qualifying service with Mecklenburg EMS and/or military time credited to the NCLGERS have a choice of plan options:
    • Standard plan – Mecklenburg EMS pays 100% of the individual premium.
    • Enhanced plan – Mecklenburg EMS pays 100% of theAgency paid portion of the individual premium.  Retirees are responsible for paying their portion of the individual premium.

Medical premium costs will come directly out of your monthly retiree check; however there is typically a transitional process until this is put into place.  In the interim, retirees are responsible for paying their portion of the premium directly to Mecklenburg EMS Agency

Coverage at Termination or Retirement

Employees leaving Mecklenburg County may remain under the group coverage for up to 18 months through the COBRA program and are fully responsible for paying all premiums.

Employees retiring from Mecklenburg County may be eligible to remain on the County’s medical insurance. Anyone employed by Mecklenburg County for the first time after July 1, 2010 will not be eligible to remain on the County’s medical insurance upon retirement. Please refer to the Benefits section of the Human Resources Policy for a full description of the eligibility requirements.

The County will not reimburse retirees for medical insurance premiums or allow them to participate in any group insurance plan if the retiree was convicted of or entered a plea of guilty or no contest to a criminal act which caused financial injury to the County. This provision is effective January 1, 1998.

Employees who leave Mecklenburg County and retire from another jurisdiction that participates in the North Carolina Local Government Employee Retirement System will not be eligible for Mecklenburg County retiree benefits.